John R ClarkCFP® President jrclark@waypointsfinancial.com Scott Crutchfield Senior Vice President scrutchfield@waypointsfinancial.com Victor J Divietro Senior Vice President vdivietro@waypointsfinancial.com Linda Connelly Client Service Associate linda@waypointsfinancial.com Kara Dennison Client Service Associate kdennison@waypointsfinancial.com